Gerageza e-Mali ku buntu. Nta karita ya banki ikenewe. Tangira igerageza ku buntu →

Ibibazo amatsinda atubaza

Ibisubizo bigufi ku byo amatsinda abaza mbere yo gutangira. Ntubonye icyawe? Vugana natwe.

Imfashanyigisho n'imbuga zemeweVugana natwe

Gutangira

e-Mali ni iy'amatsinda yo mu byaro gusa?

Oya. e-Mali ikorera itsinda ryose rizigama, riguriza cyangwa rigabana inyungu, i Kigali cyangwa ahandi hose mu gihugu. Ibimina by'abanyeshuri, iby'abakorana ku kazi, iby'abaturanyi, iby'amatorero n'iby'abize hamwe birayikoresha, kimwe n'amakoperative y'abamotari, abanyabukorikori, abacuruzi n'abahinzi. Abanyamuryango bakenera telefoni gusa kugira ngo barebe amafaranga yabo.

Ikorera amakoperative n'ibimina byombi?

Yego. Uhitamo ubwoko bw'itsinda ryawe igihe wiyandikisha, maze e-Mali ikerekana amategeko, amagambo n'ibikoresho bibijyanye.

Abanyamuryango banjye bakeneye telefoni zigezweho?

Oya. Abayobozi bashobora kwandika byose. Abanyamuryango bafite telefoni bashobora kwinjira bakareba amafaranga yabo, bakoresheje PIN cyangwa kode imwe.

Itsinda ryacu rigomba kubanza kwandikwa?

Oya. Koperative cyangwa ikimina icyo ari cyo cyose gishobora gutangira ako kanya. Nimwiyandikisha nyuma, inyandiko zanyu zizaba ziri ku murongo.

Dukeneye umucungamari cyangwa amahugurwa?

Oya. Niba ushobora kwandika ubwishyu mu ikayi, ushobora kubwandika muri e-Mali. Ibitabo na raporo bigutegurirwa.

Dushobora kuzana inyandiko dusanganywe?

Yego. Uzuza icyitegererezo cyacu cya Excel maze e-Mali igenzure buri murongo mbere yo kubyinjiza. Tuzagufasha kubikora.

Igerageza ku buntu, ibiciro n'amakuru yanyu

Koko igerageza ni ubuntu?

Yego, mu minsi 60. Nta karita ya banki kandi nta mafaranga yihishe, kandi nta kintu cyishyurwa ubwacyo igerageza rirangiye. Mushobora gukura amakuru yanyu igihe cyose.

Bigenda bite igerageza rirangiye?

Niba itsinda ryanyu rishaka gukomeza gukoresha e-Mali, mutwandikire twumvikane ku ihitamo n'igiciro. Niba atari byo, mushobora gukura inyandiko zanyu mbere y'uko amakuru yanyu asibwa.

Amakuru yanjye azaba atekanye ninjya kugenda?

Yego. Mushobora gukura abanyamuryango banyu, ibitabo na raporo muri Excel cyangwa PDF igihe cyose mubishakiye.

Dushobora kwishyura dukoresheje Mobile Money?

Uburyo bwo kwishyura tubwumvikanaho na buri tsinda iyo rihisemo gukomeza nyuma y'igerageza. Nta kintu cyishyurwa mu gihe cy'igerageza.

Amakoperative n'ibimina mu Rwanda

Koperative ni iki mu Rwanda?

Ni ishyirahamwe ry'abantu bishyize hamwe ku bushake kugira ngo bahaze ibyo bakeneye mu by'ubukungu, imibereho n'umuco, binyuze mu kigo batunze kandi bayobora mu buryo bwa demokarasi. Amakoperative yandikwa kandi akagenzurwa n'Ikigo cy'Igihugu Gishinzwe Amakoperative (RCA), hakurikijwe Itegeko N° 057/2024.

Koperative n'ikimina bitandukaniye he?

Koperative ni ikigo cy'ubucuruzi gitunzwe n'abanyamuryango bacyo, cyanditswe muri RCA, kandi kigomba kugira ibitabo by'ibaruramari byuzuye. Ikimina ni itsinda ryo kuzigama: abanyamuryango batanga imisanzu ku gihe cyagenwe, akenshi bakagurizanya, kandi bakagabana ku musozo w'igihe. Ibimina byandikishwa mu murenge binyuze ku rubuga IBIMINA rwa MINECOFIN. e-Mali ikorera byombi.

Twakwandikisha dute ikimina cyacu?

Kuri interineti, ku rubuga IBIMINA rwa MINECOFIN (ibimina.minecofin.gov.rw). Fungura konti ukoresheje indangamuntu cyangwa pasiporo, wandike amakuru y'ikimina, abanyamuryango, abayobozi n'imisanzu, ushyiremo sitati n'inyandikomvugo y'inama y'ishingwa, maze wohereze. Nyuma yo kwemezwa, umurenge mukoreramo utanga icyemezo.

Dukeneye abanyamuryango bangahe kugira ngo twandikishe ikimina?

Nibura 5, buri wese afite indangamuntu cyangwa pasiporo yemewe.

Ni ibihe bitabo by'ibaruramari koperative igomba kugira?

RCA igaragaza ibitabo 12: igitabo cy'isanduku, igitabo cy'abo twishyuza, igitabo cy'abo tubereyemo imyenda, igitabo cy'imigabane y'abanyamuryango, igitabo cy'ibyaguzwe, igitabo cy'ibyagurishijwe, inyandiko z'ububiko, inyandiko z'imitungo itagaragara, fagitire, inyandiko zo kugeza ibicuruzwa, ifoto y'umutungo n'imbonerahamwe y'injira n'isohoka. e-Mali ibika igitabo cy'isanduku n'icya banki, igitabo cy'imigabane na raporo z'imari uko mukora.

IBIMINA, CMIS na e-Mali bitandukaniye he?

IBIMINA ni urubuga rwa MINECOFIN rwo kwandikisha ikimina. CMIS ni urubuga rwa RCA rwo kwandikisha koperative no gukurikirana ubusabe bwayo. e-Mali ni aho itsinda ryanyu ricungira imari yaryo buri munsi: abanyamuryango, ubwizigame, imigabane, inguzanyo n'ibitabo. Mwiyandikisha kuri IBIMINA cyangwa CMIS, mugakoresha e-Mali mu kubika inyandiko izo mbuga zisaba.

e-Mali itwandikisha muri RCA cyangwa MINECOFIN?

Oya. Itsinda ryanyu ni ryo ryiyandikisha, kuri IBIMINA ku kimina cyangwa kuri CMIS kuri koperative. e-Mali ntihuzwa n'urwo rubuga na rumwe. Ibika urutonde rw'abanyamuryango, imisanzu na raporo biteguye, kugira ngo mubikureho maze mubyohereze ubwanyu.

Mwiteguye kubona imari y'itsinda ryanyu neza?

Fungura koperative cyangwa ikimina cyanyu uyu munsi. Tuzabafasha kwinjiza inyandiko zanyu no gutangiza itsinda ryanyu.